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Accessibility

Affordable Homes Program

The Housing Authority of the City of Prichard (HACP) can turn your dream of homeownership into reality. Please contact us at 251.283.0111 Ext. 125 for more information.

HACP's services are designed to assist current HACP residents, HCV participants and low to moderate income families become homebuyers.  HACP provides counseling and economic development services to help residents take advantage of homeownership opportunities.

HACP Provides:

  • Credit Counseling
  • Employment Counseling
  • Household Budgeting
  • Down Payment Assistance
  • Job Training
  • Small Business Development Assistance
  • Household Maintenance Training

Can't Afford to Buy a Home... Think Again!

To view our available properties, click here.

A first-time homebuyer is an individual or family who has not owned a home during the three-year period before the purchase.

To qualify you must have:

  • A stable source of income
  • Two (2) years of continuous employment
  • Ability to provide proof of income (i.e. pay stubs, W-2 Form, etc.)
  • Acceptable rental history
  • Credit history

Federal Income Limits:
(FY 2020 Income Limit)

  • Household Size: 1 Person
    • Maximum Gross Household Income (80%): $34,400
    • Maximum Gross Household Income (120%): $51,600

  • Household Size: 2 Persons
    • Maximum Gross Household Income (80%): $39,300
    • Maximum Gross Household Income (120%): $58,950
  • Household Size: 3 Persons
    • Maximum Gross Household Income (80%): $44,200
    • Maximum Gross Household Income (120%): $66,300

  • Household Size: 4 Persons
    • Maximum Gross Household Income (80%): $49,100
    • Maximum Gross Household Income (120%): $73,700

  • Household Size: 5 Persons
    • Maximum Gross Household Income (80%): $53,050
    • Maximum Gross Household Income (120%): $79,550

  • Household Size: 6 Persons
    • Maximum Gross Household Income (80%): $57,000
    • Maximum Gross Household Income (120%): $85,450

  • Household Size: 7 Persons
    • Maximum Gross Household Income (80%): $60,900
    • Maximum Gross Household Income (120%): $91,350

  • Household Size: 8+ Persons
    • Maximum Gross Household Income (80%): $64,850
    • Maximum Gross Household Income (120%): $97,250

Homeownership Counseling

All applicants are required to complete the Homeownership and Consumer Credit Counseling Program conducted by the housing authority.